.jpg)
Building Your Credit Score
January 30, 2026 | Posted by: Sherry Corbitt
Building your credit score is essential for achieving financial success. It allows for opportunities to borrow money at lower interest rates and additionally qualify for larger loans. These are a few ... [read more]
.jpg)
Do You Know These Common Mortgage Terms?
January 19, 2026 | Posted by: Sherry Corbitt
When you apply for a mortgage or a mortgage pre-approval, there are several terms that you will hear. The following is an explanation of some standard mortgage terms: Fixed-Rate A fixed interest rat ... [read more]
.jpg)
What Are Closing Costs?
January 9, 2026 | Posted by: Sherry Corbitt
With any home loan, there will be some closing costs involved. Of course, there may be fewer or more costs depending on what type of loan you have. Understanding some of the primary and standard fees ... [read more]
.jpg)
How Lenders Determine Your Affordability
December 23, 2025 | Posted by: Sherry Corbitt
In the mortgage world, there is often talk about the debt to income ratio. It is essential that it can make or break your chances of getting a mortgage with an A or B lender. Qualifying for a loan dep ... [read more]
.jpg)
The Mortgage Process
December 16, 2025 | Posted by: Sherry Corbitt
If you have never had a mortgage before, you may not be familiar with the process. There are many different steps involved in the entirety of your mortgage. Of course, every mortgage will be different ... [read more]
.jpg)
What is a Home Equity Line of Credit?
December 12, 2025 | Posted by: Sherry Corbitt
A home equity line of credit (HELOC), is a loan available to homeowners once they purchase a property. Individuals can apply for this loan, by offering collateral of the equity in their home, which if ... [read more]
.png)
Don’t Let Your Mortgage Accidentally Roll Into an Open Term
December 10, 2025 | Posted by: Sherry Corbitt
Don’t Let Your Mortgage Accidentally Roll Into an Open Term (And cost you extra Interest) One of the most expensive mistakes homeowners make at renewal is doing nothing. If your mortgage matu ... [read more]
.jpg)
Co-Signing a Mortgage: What You’re Agreeing To
December 8, 2025 | Posted by: Sherry Corbitt
There are times when a borrower either doesn’t have a good credit history or cannot afford to get a mortgage because of their debt-to-income ratio. Sometimes, it’s not because of defaulted ... [read more]
How a Reverse Mortgage Can Allow You to Retire
December 5, 2025 | Posted by: Sherry Corbitt
Reverse mortgages have been a topic of conversation for some time now. Many debate whether a reverse mortgage can help some even to retire. With just a few points, you can be assured that this mortgag ... [read more]
Alternative vs. Private Mortgage Lenders: What’s the Difference?
December 1, 2025 | Posted by: Sherry Corbitt
If you’re exploring mortgage options and come across the term Alternative lender, you might wonder what that means. In Canada, lenders generally fall into three levels based on credit, equity, i ... [read more]
