Mortgage Brokers are trained professionals who can offer excellent advice for your mortgage!

A Mortgage Broker focuses on finding funds for mortgage loans. They know many reasonable rates and lenders. When needing a mortgage, they can present offers in a way to get the necessary loan.

Mortgage Brokers work for you

Brokers do not have a limit on what they can offer you. Brokers, find a deal that will work best for your personal situation. 

There is a variety of options and features available to homebuyers. However, the mortgage process within today's very competitive marketplace can intimidate many Canadian homebuyers. Therefore, it is worth it to have a mortgage professional who will ensure that you can receive the best mortgage loan and experience. 

Choosing a mortgage that is correct for you could cost thousands of extra dollars. Mortgage Brokers will ensure that this does not happen and that you save as much as possible.

Reasons to use Sherry Corbitt as your Durham Region and Whitby Mortgage Broker

  • -More lenders and bank are available to you
  • -Quick loan pre-approvals are available, usually with no charge. 
  • -Works for you and not the bank
  • -Knowledgeable in current mortgage rates and pre-payment options.
  • -I save you valuable time and money!
  • -As a Durham Region Mortgage Broker, I am committed to satisfying your needs.

Aside from rates, why should I use a Durham Mortgage Broker?

In addition to rates, because mortgage-based financing is the broker's primary business, I have developed expertise in what type of mortgage financing each lender prefers to pursue. This kind of knowledge not only results in the most favourable rates for each project, but often whether a project is funded at all.

How do Mortgage Brokers Find Superior Rates?

Interest rates are a concern to borrowers. Because of their daily contact with lenders, brokers know which project or home attracts a favorable interest rate from one institution, but a higher rate at another. Some institutions, in fact, will only accept mortgage submissions from mortgage brokers.

These rates, and preferences for types of mortgages, can change daily, depending on economic circumstances or based on the size of an institution's portfolio in a particular type of mortgage. I keep current and know which lender to approach first. As a result, mortgage rates obtained by myself are among the best available at the time of placement.

Why should I go to a Mortgage Broker first?

A professional presentation to a lender on the first application will get the best response and save you valuable time and money. Secondary applications with previous credit bureau inquiries may be more costly.

Often the success of obtaining mortgage approval depends on the way a proposal is presented and to whom it is sent. As a Durham and Whitby Mortgage Broker, I am trained to present your mortgage proposal where and how it will get the most immediate, positive result.

You don't call an insurance company for insurance - you use an insurance broker, because of my expertise, product knowledge and rates. So remember, call Sherry Corbitt first!

How do Brokers get better deals than many Banks?

The lenders who work with mortgage brokers include traditional sources, such as chartered banks, trust companies, as well as corporate and private pension funds.

In addition to these sources, brokers often develop professional relationships with private sources of funds, termed private lenders. These lenders can provide many various mortgage products not available at conventional sources.

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