Durham Region Mortgage Blog

real mortgage solutions, not just rates.

Category: Financial Advice (33 posts)

Save Money By Turning Your Budget Into A Game

Save Money By Turning Your Budget Into A Game

June 28, 2019 | Posted by: Sherry Corbitt

Do you have trouble budgeting? Maybe you do better with games or a little competition (even if it’s with yourself). If you’re struggling to budget, turning your budget into a game might he ... [read more]

Tips on Improving Your Credit Score

Tips on Improving Your Credit Score

June 27, 2019 | Posted by: Sherry Corbitt

When you are shopping for a mortgage, there are many things that a lender will look at on your credit report other than what your credit score is. You don’t want to sabotage your chances of gett ... [read more]

How Lenders Determine Your Affordability and What You Can Do

How Lenders Determine Your Affordability and What You Can Do

April 23, 2019 | Posted by: Sherry Corbitt

In the mortgage world, there is often talk about the debt to income ratio. It is so important that it can make or break your chances of getting a mortgage with an A or B lender. Qualifying for a loa ... [read more]

How to Pay Off Your Mortgage Faster

How to Pay Off Your Mortgage Faster

April 3, 2019 | Posted by: Sherry Corbitt

Paying off a mortgage early is not easy. On one hand, you could save yourself a lot of money on interest, and on the other, you could incur penalty charges for breaking your mortgage contract before t ... [read more]

5 Ways to Simplify Your Financial Life in Whitby and Durham, ON

5 Ways to Simplify Your Financial Life in Whitby and Durham, ON

March 27, 2019 | Posted by: Sherry Corbitt

No matter who you are or what you do for a living, it can seem like your bank statements, credit card receipts, and other financial documents are burying you alive. If you are struggling under the wei ... [read more]

Why do we spend? What science says about our personal finances

Why do we spend? What science says about our personal finances

March 26, 2019 | Posted by: Sherry Corbitt

Post written by Melissa Leong | Financial Post February 26, 2014 Within the last decade or so, a burgeoning field of science has emerged to explain our money behaviour. Why do we spend? Wha ... [read more]

Freebie: Free Budgeting Ebook!

Freebie: Free Budgeting Ebook!

March 14, 2019 | Posted by: Sherry Corbitt

Budgeting and Home Ownership go hand and hand. You have to believe to achieve! Use this guide and learn budgeting tips, how lenders qualify mortgages, and what a credit score is. Take control of your ... [read more]

5 Steps to Re-Establish Your Credit for Free

5 Steps to Re-Establish Your Credit for Free

March 14, 2019 | Posted by: Sherry Corbitt

Here are 5 Steps to Re-Establish Your Credit for Free How to Fix Your Credit Score (Rating) Yourself Having a weak credit score can cause hardships on many areas of your life but when it comes to ge ... [read more]

Good Credit Habit Tips #5: Credit History

Good Credit Habit Tips #5: Credit History

March 14, 2019 | Posted by: Sherry Corbitt

... [read more]

Good Credit Habit Tips #2: Credit Limits

Good Credit Habit Tips #2: Credit Limits

March 14, 2019 | Posted by: Sherry Corbitt

... [read more]

Good Credit Habit Tips #4: Store Cards

Good Credit Habit Tips #4: Store Cards

March 14, 2019 | Posted by: Sherry Corbitt

... [read more]

Good Credit Habit Tips #1: Never Let Bill Go Past Due

Good Credit Habit Tips #1: Never Let Bill Go Past Due

March 14, 2019 | Posted by: Sherry Corbitt

... [read more]

Did you receive your Property Assessment Notice?

Did you receive your Property Assessment Notice?

February 7, 2019 | Posted by: Sherry Corbitt

In 2016, the Municipal Property Assessment Corporation (MPAC) mailed a Property Assessment Notice to every property owner in the province. More than five million properties – residential and non ... [read more]

Closing costs when purchasing a home

Closing costs when purchasing a home

April 5, 2018 | Posted by: Sherry Corbitt

When you purchase a home, besides the actual purchase price you should budget for closing costs and post closing costs. Common Closing Costs: Land Transfer Tax All provinces charge this tax every ... [read more]

Need a new appliance? Learn, compare - then ask for a deal

Need a new appliance? Learn, compare - then ask for a deal

August 28, 2017 | Posted by: Sherry Corbitt

The Canadian Press Thu, Sep 21 Unless you're an expert in spin cycles, buying an appliance could leave you dizzy. To make the process easier, here are answers to the appliance-buying questions you'l ... [read more]

6 ways to teach your kids the most important lessons about money

6 ways to teach your kids the most important lessons about money

August 26, 2017 | Posted by: Sherry Corbitt

Jeanie Ahn – Wed, 13 Jul, 2016 Our children learn how to read and write in school, but teaching them about money is on you. Kids as early as age 3 can understand the basic concepts of ... [read more]

3 things you probably didn’t know about your credit score

3 things you probably didn’t know about your credit score

August 14, 2017 | Posted by: Sherry Corbitt

By Erica Alini National Online Journalist, Money/Consumer  Global News April 4 2017   Here’s what most Canadians likely know about their credit score: It’s a num ... [read more]

What happens when you don't pay your bills?

What happens when you don't pay your bills?

July 7, 2017 | Posted by: Sherry Corbitt

Aaron Broverman,Yahoo Finance Canada Wed, May 24 7:00 AM EDT   If you ever forgot to pay your credit card bill, or couldn’t pay your hydro bill, do you know what would happen? Sure, ... [read more]

For Savvy Spenders in Whitby and Durham, ON: How to Make the Most of your Credit Cards

For Savvy Spenders in Whitby and Durham, ON: How to Make the Most of your Credit Cards

July 5, 2017 | Posted by: Sherry Corbitt

Savvy Spender: Simple, Smart Ways to Make the Most of Your Credit Cards With their vast array of special perks and member benefits, credit cards are an appealing financing option for modern Whitby an ... [read more]

Live like a Minimalist: start by decluttering your finances

Live like a Minimalist: start by decluttering your finances

June 30, 2017 | Posted by: Sherry Corbitt

Chantel Chapman, Special to Financial Post | February 10, 2017 More and more people are attempting to live a simpler, minimalist lifestyle. Whether they were inspired by The Minimalists Document ... [read more]

Why do so many couples lie to each other about money?

Why do so many couples lie to each other about money?

May 5, 2017 | Posted by: Sherry Corbitt

Women share secrets of “financial infidelity” by Courtney Shea, Chatelaine March 15th, 2017 Jenna* is 42, married with three kids, runs a successful retail business and owns a home in To ... [read more]

Five Rules For Improving Your Money Management Skills in Durham

Five Rules For Improving Your Money Management Skills in Durham

February 8, 2017 | Posted by: Sherry Corbitt

Money management skills are important, no matter who you are. That's because money doesn't take care of itself -- and if you don't save, invest, and spend your money wisely, you'll undoubtedly suffer ... [read more]

Say goodbye to debt with the Snow Ball method of debt repayment!

Say goodbye to debt with the Snow Ball method of debt repayment!

January 17, 2017 | Posted by: Sherry Corbitt

Each month you sit down with the best of intentions to make a dent into your debts, but you end up frustrated at having too many loans and too many payments to make.  Debt can be a sticky web tha ... [read more]

Money Steps to Take Before Your 40th Birthday

Money Steps to Take Before Your 40th Birthday

January 13, 2017 | Posted by: Sherry Corbitt

By Kimberly Palmer | U.S.News & World Report – Tue, 6 Oct As we get older, our money responsibilities often increase: As our 30s progress, we might take on a mortgage, support mor ... [read more]

One loonie at a time: Learn how to trick yourself into saving for retirement

One loonie at a time: Learn how to trick yourself into saving for retirement

December 8, 2016 | Posted by: Sherry Corbitt

Paul Sullivan, The New York Times | April 1, 2016 Saving for retirement should be simple arithmetic — the longer your money has to grow, the more money you should have when you stop workin ... [read more]

Significant Disconnection in Canadians Attitude Toward Saving

Significant Disconnection in Canadians Attitude Toward Saving

November 16, 2016 | Posted by: Sherry Corbitt

Most Canadians see themselves as savers, but more than half have very little put away, according to a new reports By Tessie Sanci | October 19, 2016 Although 70% of Canadians consider themselves to ... [read more]

5 ways to plug the money leaks!

5 ways to plug the money leaks!

August 31, 2016 | Posted by: Sherry Corbitt

The brisk back-to-work attitude of September makes it a great time to review your finances and particularly your spending. Whether you are saving to buy a home or pay one off, your “money leaks& ... [read more]

Top tax takeaways: Everything you need to know about how your finances have changed since the budget.

Top tax takeaways: Everything you need to know about how your finances have changed since the budget.

May 25, 2016 | Posted by: Sherry Corbitt

Rob Blackstien, Special to Financial Post | March 24, 2016 | Justin Trudeau and the Liberals surged to power in the last federal election largely based on a platform that promised tax cuts for t ... [read more]

Tax season 2016: 10 myths that mislead Canadians

Tax season 2016: 10 myths that mislead Canadians

March 31, 2016 | Posted by: Sherry Corbitt

Misinformation and misunderstandings abound when it comes to our tax system By Tom McFeat, CBC News Posted: Mar 01, 2016 A certain amount of folklore has developed over the years arou ... [read more]

Debt and a Team: The Truth About Canadian Household Debt

Debt and a Team: The Truth About Canadian Household Debt

March 27, 2016 | Posted by: Sherry Corbitt

We all have debt. Some people just have more bad debt then good. This article below originally from the Financial Post on Jan 22nd gives some eye opening stats. If it is time to re-evaluate your debts ... [read more]

Are Canadians Saving Enough for Retirement?

Are Canadians Saving Enough for Retirement?

March 27, 2016 | Posted by: Sherry Corbitt

Looking further then just tomorrow with a financial check-up today! As a self-employed person, I am the first to admit that thinking about my retirement is the last thing I think of when plannin ... [read more]

Where do millenials learn about finances?

Where do millenials learn about finances?

March 13, 2015 | Posted by: Sherry Corbitt

Grace Lau, Special to Financial Post | October 15, 2016 Hint: Not the bank For many generations, your bank — which was likely also your parents’ bank — was your main source of ... [read more]

5 Reasons to Write Down your Business Goals

5 Reasons to Write Down your Business Goals

January 13, 2015 | Posted by: Sherry Corbitt

As 2015 comes closer to the end and my business whirlwind of a year starts to slow down, now is the time to look towards 2016 and set up plans and goals both business and personal wise. I am fortunate ... [read more]

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Sherry Corbitt
Sherry Corbitt
Whitby, Mortgage Broker
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