Durham Region Mortgage Blog

real mortgage solutions, not just rates.

Category: Financial and Mortgage Advice (32 posts)

How to Pay Off Your Mortgage in Less than Ten Years

How to Pay Off Your Mortgage in Less than Ten Years

September 28, 2021 | Posted by: Sherry Corbitt

The typical period for a mortgage amortization is thirty years. Yet if you are applying for a mortgage and are hoping to pay off your mortgage in less than ten years, do not feel discouraged. Although ... [read more]

Can You Get A Mortgage After Bankruptcy?

Can You Get A Mortgage After Bankruptcy?

September 14, 2021 | Posted by: Sherry Corbitt

Have you just got out of bankruptcy recently? If so, you may wonder if you can get a mortgage loan. The simple answer is yes. It is possible, yet it may not be an option for some recently in bankruptc ... [read more]

Tips For Renting Out a House

Tips For Renting Out a House

September 8, 2021 | Posted by: Sherry Corbitt

Are you considering renting out one of your homes? Renting out a house can be an excellent investment and can offer great profit. To rent out a house, though, you need first to evaluate the necessary ... [read more]

Mistakes to Avoid When Paying Off Your Debt

Mistakes to Avoid When Paying Off Your Debt

September 2, 2021 | Posted by: Sherry Corbitt

Debt is an aspect of life that cannot be avoided. Whether it’s a mortgage, car, or credit card debt, it certainly is inevitable. Dealing with debt can be exhausting and difficult for numerous in ... [read more]

Budgeting Tips: Simple Ways to Save Money

Budgeting Tips: Simple Ways to Save Money

August 31, 2021 | Posted by: Sherry Corbitt

Whether you have a higher or lower budget, it is always good to save when and where you can. You can save in small ways, which can save you a significant amount of money over time. Including such meth ... [read more]

Ways to Keep Your Home Protected

Ways to Keep Your Home Protected

July 21, 2021 | Posted by: Sherry Corbitt

There are many different methods to help protect and ensure the safety of your home. However, having precautions put into place can provide both the security of your home and your family. Install D ... [read more]

How to Tell If Your Rent is Too High

How to Tell If Your Rent is Too High

July 15, 2021 | Posted by: Sherry Corbitt

Have you ever wondered why your rent seems so high? There is a possibility that you are paying too much for your rental. Whether you are new to renting or have been renting for a long time, it may be ... [read more]

Closing Costs

Closing Costs

July 13, 2021 | Posted by: Sherry Corbitt

With any home loan, there will be some closing costs involved. Of course, there may be fewer or more costs depending on what type of loan you have. Typically though, closing costs will be between 1-5% ... [read more]

Creating an Eco-Friendly Home

Creating an Eco-Friendly Home

June 30, 2021 | Posted by: Sherry Corbitt

There are various things that can make your house non-eco-friendly. Some of these things you may even not be aware of. Such aspects can affect the environment and cost more to pay for. Understanding w ... [read more]

How to Make Extra Money this Summer

How to Make Extra Money this Summer

June 9, 2021 | Posted by: Sherry Corbitt

Are you looking for ways to make some extra money this summer? Although we are in Covid, there are many different options available to earn some cash. Uber This is a fantastic way to make a good amo ... [read more]

Why I Changed My Career in the Middle of a Global Pandemic

Why I Changed My Career in the Middle of a Global Pandemic

April 20, 2020 | Posted by: Sherry Corbitt

When you find your calling, there is always a catalyst, a reason you ended up where you did. This is mine. Looking back now, many of the events in my life over the past 13 years have steered me towar ... [read more]

Investing in Your Future

Investing in Your Future

April 14, 2020 | Posted by: Sherry Corbitt

Whether you own a home or rent and want to buy an investment property, you have options! Owning an investment property can be a solid financial choice to build your wealth and increase passive income. ... [read more]

Why use a Mortgage Broker?

Why use a Mortgage Broker?

February 11, 2020 | Posted by: Sherry Corbitt

You may have seen me post about rates or finding you the best product for your needs, but what does that even mean? As a Mortgage Agent, I am licensed to broker mortgages. Meaning I represent you when ... [read more]

Should you renew your mortgage early for a better rate?

Should you renew your mortgage early for a better rate?

November 18, 2019 | Posted by: Sherry Corbitt

The first 3 Steps to do when deciding if an early renewal is worth it It can be an intelligent decision to explore a refinance in today's low-rate environment, even if your maturity date is not up ye ... [read more]

Good Credit Habit Tips #5: Credit History

Good Credit Habit Tips #5: Credit History

October 25, 2019 | Posted by: Sherry Corbitt

... [read more]

Good Credit Habit Tips #4: Store Cards

Good Credit Habit Tips #4: Store Cards

October 23, 2019 | Posted by: Sherry Corbitt

... [read more]

Good Credit Habit Tips #3

Good Credit Habit Tips #3

October 22, 2019 | Posted by: Sherry Corbitt

... [read more]

Good Credit Habit Tips #2: Credit Limits

Good Credit Habit Tips #2: Credit Limits

October 21, 2019 | Posted by: Sherry Corbitt

... [read more]

Good Credit Habit Tips #1: Never Let Bill Go Past Due

Good Credit Habit Tips #1: Never Let Bill Go Past Due

October 16, 2019 | Posted by: Sherry Corbitt

... [read more]

How Lenders Determine Your Affordability and What You Can Do

How Lenders Determine Your Affordability and What You Can Do

July 10, 2019 | Posted by: Sherry Corbitt

In the mortgage world, there is often talk about the debt to income ratio. It is essential that it can make or break your chances of getting a mortgage with an A or B lender. Qualifying for a loan d ... [read more]

Why a Prompt Financial Might be the Better Choice For You

Why a Prompt Financial Might be the Better Choice For You

December 17, 2018 | Posted by: Sherry Corbitt

Sometimes you have to think outside the bank to get the best solution for you. A popular choice is a Prompt Loan for up to $40,000. They approve quickly, and usually, funds can be received within two ... [read more]

Tips on Improving Your Credit Score

Tips on Improving Your Credit Score

September 26, 2018 | Posted by: Sherry Corbitt

When you are shopping for a mortgage, there are many things that a lender will look at on your credit report other than what your credit score is. You don’t want to sabotage your chances of gett ... [read more]

Closing costs when purchasing a home

Closing costs when purchasing a home

September 24, 2018 | Posted by: Sherry Corbitt

Besides the actual purchase price, you should budget for closing and post-closing costs when purchasing a home. Common Closing Costs: Land Transfer Tax All provinces charge this tax every time a ... [read more]

5 Things Under $200 for a $1000 facelift to the front of your home

5 Things Under $200 for a $1000 facelift to the front of your home

September 3, 2018 | Posted by: Sherry Corbitt

Spending a little bit to boost your curbside appeal is straightforward. Here are five quick and affordable ideas: Planters/Urn Reuse the same urns but change up the seasonal look every couple of m ... [read more]

Refinancing: What is it and how can it benefit you?

Refinancing: What is it and how can it benefit you?

July 19, 2018 | Posted by: Sherry Corbitt

What is a refinance, and why should you care about it? Refinancing means renegotiating the terms of your mortgage, usually to access equity, and ideally should have lower borrowing costs (IE: lower in ... [read more]

Rates, Rates, Rates!

Rates, Rates, Rates!

July 18, 2018 | Posted by: Sherry Corbitt

Posted By: Melissa Kuczepa Of course, we all know rates are incredibly low right now; and we also know that rates directly impact mortgage payments. So, why should rate not be your top concern? I kno ... [read more]

How to Pay Off Your Mortgage Faster

How to Pay Off Your Mortgage Faster

June 18, 2018 | Posted by: Sherry Corbitt

Paying off a mortgage early is not easy. On the one hand, you could save yourself a lot of money on interest, and on the other, you could incur penalty charges for breaking your mortgage contract befo ... [read more]

Did you receive your Property Assessment Notice?

Did you receive your Property Assessment Notice?

November 6, 2017 | Posted by: Sherry Corbitt

In 2016, the Municipal Property Assessment Corporation (MPAC) mailed a Property Assessment Notice to every property owner in the province. As a result, more than five million properties – reside ... [read more]

Freebie: Free Budgeting Ebook!

Freebie: Free Budgeting Ebook!

October 27, 2017 | Posted by: Sherry Corbitt

Budgeting and Home Ownership go hand and hand You have to believe to achieve! Use this guide and learn budgeting tips, how lenders qualify mortgages, and what a credit score is. Take control of your ... [read more]

Say goodbye to debt with the Snow Ball method of debt repayment!

Say goodbye to debt with the Snow Ball method of debt repayment!

January 17, 2017 | Posted by: Sherry Corbitt

Each month you sit down with the best of intentions to make a dent into your debts, but you end up frustrated at having too many loans and too many payments to make. Debt can be a sticky web that is h ... [read more]

Save Money By Turning Your Budget Into A Game

Save Money By Turning Your Budget Into A Game

August 4, 2016 | Posted by: Sherry Corbitt

Do you have trouble budgeting? Maybe you do better with games or a little competition (even if it's with yourself). If you're struggling to budget, turning your budget into a game might help motivate ... [read more]

Are Canadians Saving Enough for Retirement?

Are Canadians Saving Enough for Retirement?

March 27, 2015 | Posted by: Sherry Corbitt

Looking further than just tomorrow with a financial check-up today! As a self-employed person, I am the first to admit that thinking about my retirement is the last thing I think of when planning out ... [read more]

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Sherry Corbitt
Sherry Corbitt
Whitby, Mortgage Broker
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